Atlanta vs Austin: cost of living compared

Austin is 9% more expensive than Atlanta overall. Austin (TX) has no state income tax; GA tops out around 5.49%.

Indexes use a US average of 100: below 100 is cheaper than the national average. Housing and transportation are derived from median home prices, rents and commute times; figures come from BLS, Census ACS, Numbeo and the MIT Living Wage Calculator.

The big picture

Comparing Atlanta and Austin reveals a noticeable difference in overall cost of living, with Austin generally presenting a higher price tag. The primary driver for this disparity is housing, which is considerably more expensive in Austin. While some categories like transportation are pricier in Atlanta, the cumulative effect of housing and other daily expenses makes Austin the more costly option for residents looking to establish a home.

Housing

Housing costs show a significant gap between the two metros. Both median home prices and typical one-bedroom rents are substantially higher in Austin. Atlanta offers more affordable options for both buying and renting. While property taxes can vary, the initial investment for a home is a much larger commitment in Austin, impacting long-term ownership costs beyond the mortgage itself.

Taxes and everyday costs

Daily expenses also differ, with a key distinction being state income tax. Texas has no state income tax, which can lead to more take-home pay for Austin residents compared to Georgia's income tax. However, Austin's utilities, food, and miscellaneous goods and services are generally more expensive. Transportation, conversely, tends to be pricier in Atlanta, while healthcare costs are roughly similar in both cities.

Lifestyle trade-offs

Beyond costs, a move between these cities involves lifestyle shifts. Atlanta, a major Southern hub, experiences a humid subtropical climate with distinct seasons. Austin, known for its vibrant atmosphere and outdoor activities, also has a humid subtropical climate but with hotter summers. Both metros are car-dependent, though Austin's average commute is slightly shorter. Each city offers a unique blend of urban amenities and natural surroundings.

Bottom line

For those weighing a move, the budget implications are clear: Austin generally demands a higher overall cost of living, predominantly driven by its significantly more expensive housing market. While the absence of state income tax in Texas offers some financial relief, it may not fully offset the increased costs for housing and other daily necessities. Atlanta typically provides a more budget-friendly environment for both renters and homeowners.

Compare any two metros with the free cost of living tool, or see the true monthly cost of a specific Austin home with the True Cost Calculator.

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