Boise vs Tucson: cost of living compared
Tucson is 14% cheaper than Boise overall.
Indexes use a US average of 100: below 100 is cheaper than the national average. Housing and transportation are derived from median home prices, rents and commute times; figures come from BLS, Census ACS, Numbeo and the MIT Living Wage Calculator.
The big picture
Overall, the cost of living in Tucson is noticeably more affordable than in Boise. This difference is largely driven by housing expenses, which are significantly lower in Tucson. While some categories like utilities might be higher in Tucson, the substantial savings on housing contribute to a more budget-friendly environment there. Boise's overall costs are slightly above the national average, whereas Tucson's are comfortably below it.
Housing
Housing costs present a major difference, with both median home prices and typical rents for a one-bedroom apartment being considerably lower in Tucson. Boise's housing market is more expensive, reflecting a higher cost index. Both metros feature a mix of housing types, though Tucson's architecture often reflects its desert climate. Beyond mortgage or rent, property taxes and insurance can vary, but the initial purchase or rental price gap is substantial.
Taxes and everyday costs
Daily expenses for food, healthcare, and miscellaneous goods are generally more affordable in Tucson, though transportation costs are slightly higher there. Boise offers some savings on transportation, utilities, and healthcare. A key difference is Arizona's state income tax, which is a lower percentage compared to Idaho's, potentially impacting take-home pay. These factors combine to make everyday spending generally more economical in Tucson.
Lifestyle trade-offs
Boise offers a distinct four-season climate with colder winters and warmer summers, while Tucson is known for its hot, dry desert climate and mild winters. Both metros are car-dependent, though Boise's average commute is slightly shorter. Tucson's urban sprawl is characteristic of many desert cities, while Boise maintains a more compact feel. Each city provides access to outdoor activities, but the natural environments are quite different.
Bottom line
For households prioritizing affordability, Tucson generally offers a more budget-friendly option, primarily due to its significantly lower housing costs. While some expenses like utilities and transportation might be slightly higher in Tucson, the overall savings on housing and a lower state income tax can lead to a more favorable financial situation. Boise's higher cost of living, particularly in housing, means a larger portion of income would likely be allocated to shelter.
| Measure | Boise, ID | Tucson, AZ |
|---|---|---|
| Overall cost of living (US avg = 100) | 102 | 88 |
| Housing index | 110 | 78 |
| Transportation index | 82 | 89 |
| Food index | 95 | 90 |
| Healthcare index | 95 | 92 |
| Utilities index | 88 | 108 |
| Misc index | 90 | 82 |
| Median home price | $418,000 | $278,000 |
| Median 1-bedroom rent | $1,450/mo | $1,150/mo |
| Average commute | 22 min | 25 min |
Compare any two metros with the free cost of living tool, or see the true monthly cost of a specific Tucson home with the True Cost Calculator.