Seattle vs Orlando: cost of living compared
Orlando is 32% cheaper than Seattle overall. Neither WA nor FL has a state income tax.
Indexes use a US average of 100: below 100 is cheaper than the national average. Housing and transportation are derived from median home prices, rents and commute times; figures come from BLS, Census ACS, Numbeo and the MIT Living Wage Calculator.
The big picture
Moving from Seattle to Orlando generally means a significant reduction in overall living expenses. The cost of living in Seattle is considerably higher than the national average, while Orlando is much closer to it. This difference is primarily driven by housing costs, which show a substantial gap between the two metros, making up the largest portion of the overall disparity.
Housing
Housing costs, whether buying or renting, are noticeably higher in Seattle. While Orlando offers more affordable home prices and rental rates, potential homeowners there should factor in additional expenses like higher homeowners insurance premiums, potential flood insurance, and common community fees. Property taxes in Florida also reset to market value upon sale, impacting new owners.
Taxes and everyday costs
Daily expenses for transportation, groceries, and healthcare are generally more affordable in Orlando. Utilities are roughly similar, with a slight edge to Seattle. Neither state levies an income tax, which is a commonality. Overall, everyday spending on essential goods and services will likely feel less burdensome in Orlando compared to Seattle.
Lifestyle trade-offs
Seattle is known for its temperate, often rainy climate and proximity to mountains and water, with a more established public transit system. Orlando offers a warmer, sunnier climate with a focus on outdoor recreation and attractions, though it experiences hurricane season. Getting around in Orlando often relies more on personal vehicles, and the pace of life can feel different.
Bottom line
For households considering a move, relocating from Seattle to Orlando typically translates to a notable improvement in purchasing power for many expenses. The most significant financial relief will likely come from housing, but savings on food, transportation, and healthcare also contribute. While Orlando has its own unique ownership costs, the overall budget impact is generally favorable for those making the switch.
| Measure | Seattle, WA | Orlando, FL |
|---|---|---|
| Overall cost of living (US avg = 100) | 155 | 105 |
| Housing index | 192 | 104 |
| Transportation index | 123 | 104 |
| Food index | 112 | 98 |
| Healthcare index | 112 | 98 |
| Utilities index | 105 | 108 |
| Misc index | 118 | 92 |
| Median home price | $748,000 | $358,000 |
| Median 1-bedroom rent | $2,350/mo | $1,650/mo |
| Average commute | 33 min | 29 min |
Compare any two metros with the free cost of living tool, or see the true monthly cost of a specific Orlando home with the True Cost Calculator.