Homestead Flood Zone Map & Elevation Check
Free Florida flood zone lookup for Homestead, FL — share of homes in FEMA high-risk flood zones, average ground elevation, and hurricane evacuation zones. Check any address for a parcel-level answer.
Flood risk in Homestead at a glance
- Homestead is in Miami-Dade County with about 26,357 homes.
- 60% of homes are in a FEMA high-risk flood zone (A/AE/VE); the most common zone is Zone AH.
- Average ground elevation is 4.7 ft, ranging from -1.2 ft to 7.5 ft.
- 30% of homes are in hurricane evacuation zone A or B, the first to evacuate for storm surge.
FEMA flood zones
- Zone AH: 53% of homes
- Zone X: 40% of homes
- Zone AE: 7% of homes
Evacuation zones
- Non-evac: 70% of homes
- Zone B: 30% of homes
What this means for buyers in Homestead
Most homes in Homestead are in a FEMA high-risk flood zone
About 60% of homes sit in a Special Flood Hazard Area (Zones A/AE/VE). Federally backed mortgages require flood insurance there — budget $800–$3,000+/yr, more in coastal VE zones.
Hurricane evacuation zones A/B
About 30% of homes are in evacuation zone A or B — first to evacuate for storm surge. Florida lenders commonly require windstorm coverage in these zones.
Low ground elevation
The typical home here sits under 6 ft above sea level, which leaves little margin against storm surge and king tides. Ask for an elevation certificate on any home you are serious about.
Estimated from 30 residential points across Homestead, weighted by 2020 Census housing units, using FEMA NFHL flood zones, Florida Division of Emergency Management evacuation zones, and ground elevation. These are area averages — flood zones and elevation change street by street.
Check a specific Homestead address for its exact FEMA zone, parcel elevation, and evacuation zone.