Miami Flood Zone Map & Elevation Check
Free Florida flood zone lookup for Miami, FL — share of homes in FEMA high-risk flood zones, average ground elevation, and hurricane evacuation zones. Check any address for a parcel-level answer.
Flood risk in Miami at a glance
- Miami is in Miami-Dade County with about 212,146 homes.
- 40% of homes are in a FEMA high-risk flood zone (A/AE/VE); the most common zone is Zone X.
- Average ground elevation is 8.6 ft, ranging from 2.6 ft to 15.7 ft.
- 43% of homes are in hurricane evacuation zone A or B, the first to evacuate for storm surge.
FEMA flood zones
- Zone X: 60% of homes
- Zone AE: 33% of homes
- Zone AH: 7% of homes
Evacuation zones
- Non-evac: 57% of homes
- Zone B: 40% of homes
- Zone A: 3% of homes
What this means for buyers in Miami
Miami is a mix of high- and low-risk flood zones
About 40% of homes are in a Special Flood Hazard Area. Two houses a few blocks apart can have very different insurance requirements — this is where an address lookup matters most.
Hurricane evacuation zones A/B
About 43% of homes are in evacuation zone A or B — first to evacuate for storm surge. Florida lenders commonly require windstorm coverage in these zones.
Estimated from 30 residential points across Miami, weighted by 2020 Census housing units, using FEMA NFHL flood zones, Florida Division of Emergency Management evacuation zones, and ground elevation. These are area averages — flood zones and elevation change street by street.
Check a specific Miami address for its exact FEMA zone, parcel elevation, and evacuation zone.
Budgeting for a home in Miami? See Miami property tax for buyers: the year-1 tax you'll pay after the Save Our Homes reset, not the seller's capped bill.