ZIP 34609 Flood Zone Map & Elevation Check

Free Florida flood zone lookup for ZIP 34609 (Spring Hill, FL) — share of homes in FEMA high-risk flood zones, average ground elevation, and hurricane evacuation zones. Check any address for a parcel-level answer.

Flood risk in ZIP 34609 at a glance

ZIP 34609 is in Hernando County with about 18,264 homes.
0% of homes are in a FEMA high-risk flood zone (A/AE/VE); the most common zone is Zone X.
Average ground elevation is 70.9 ft, ranging from 48.9 ft to 109.2 ft.
0% of homes are in hurricane evacuation zone A or B, the first to evacuate for storm surge.

FEMA flood zones

Zone X: 100% of homes

Evacuation zones

Non-evac: 100% of homes

What this means for buyers in ZIP 34609

Most homes in ZIP 34609 are outside FEMA high-risk zones

Only about 0% of homes are in a Special Flood Hazard Area, so flood insurance is usually optional. Low-lying streets and homes near canals or retention ponds can still flood — and still be mapped AE.

Estimated from 30 residential points across ZIP 34609, weighted by 2020 Census housing units, using FEMA NFHL flood zones, Florida Division of Emergency Management evacuation zones, and ground elevation. These are area averages — flood zones and elevation change street by street.

Check a specific ZIP 34609 address for its exact FEMA zone, parcel elevation, and evacuation zone.

Budgeting for a home in unincorporated Hernando County? See unincorporated Hernando County property tax for buyers: the year-1 tax you'll pay after the Save Our Homes reset, not the seller's capped bill.

Nearby Hernando County ZIP codes

All Hernando County ZIP codes compared