Marco Island Flood Zone Map & Elevation Check
Free Florida flood zone lookup for Marco Island, FL — share of homes in FEMA high-risk flood zones, average ground elevation, and hurricane evacuation zones. Check any address for a parcel-level answer.
Flood risk in Marco Island at a glance
- Marco Island is in Collier County with about 18,006 homes.
- 96% of homes are in a FEMA high-risk flood zone (A/AE/VE); the most common zone is Zone AE.
- Average ground elevation is 11.1 ft, ranging from 4.0 ft to 24.8 ft.
- 97% of homes are in hurricane evacuation zone A or B, the first to evacuate for storm surge.
FEMA flood zones
- Zone AE: 85% of homes
- Zone VE: 11% of homes
- Zone X: 4% of homes
Evacuation zones
- Zone A: 97% of homes
- Non-evac: 3% of homes
What this means for buyers in Marco Island
Most homes in Marco Island are in a FEMA high-risk flood zone
About 96% of homes sit in a Special Flood Hazard Area (Zones A/AE/VE). Federally backed mortgages require flood insurance there — budget $800–$3,000+/yr, more in coastal VE zones.
Hurricane evacuation zones A/B
About 97% of homes are in evacuation zone A or B — first to evacuate for storm surge. Florida lenders commonly require windstorm coverage in these zones.
Estimated from 30 residential points across Marco Island, weighted by 2020 Census housing units, using FEMA NFHL flood zones, Florida Division of Emergency Management evacuation zones, and ground elevation. These are area averages — flood zones and elevation change street by street.
Check a specific Marco Island address for its exact FEMA zone, parcel elevation, and evacuation zone.
Budgeting for a home in Marco Island? See Marco Island property tax for buyers: the year-1 tax you'll pay after the Save Our Homes reset, not the seller's capped bill.