Palm Bay Flood Zone Map & Elevation Check
Free Florida flood zone lookup for Palm Bay, FL — share of homes in FEMA high-risk flood zones, average ground elevation, and hurricane evacuation zones. Check any address for a parcel-level answer.
Flood risk in Palm Bay at a glance
- Palm Bay is in Brevard County with about 49,078 homes.
- 3% of homes are in a FEMA high-risk flood zone (A/AE/VE); the most common zone is Zone X.
- Average ground elevation is 24.1 ft, ranging from 9.2 ft to 30.2 ft.
- 0% of homes are in hurricane evacuation zone A or B, the first to evacuate for storm surge.
FEMA flood zones
- Zone X: 97% of homes
- Zone A: 3% of homes
Evacuation zones
- Non-evac: 100% of homes
What this means for buyers in Palm Bay
Most homes in Palm Bay are outside FEMA high-risk zones
Only about 3% of homes are in a Special Flood Hazard Area, so flood insurance is usually optional. Low-lying streets and homes near canals or retention ponds can still flood — and still be mapped AE.
Estimated from 30 residential points across Palm Bay, weighted by 2020 Census housing units, using FEMA NFHL flood zones, Florida Division of Emergency Management evacuation zones, and ground elevation. These are area averages — flood zones and elevation change street by street.
Check a specific Palm Bay address for its exact FEMA zone, parcel elevation, and evacuation zone.
Budgeting for a home in Palm Bay? See Palm Bay property tax for buyers: the year-1 tax you'll pay after the Save Our Homes reset, not the seller's capped bill.