Affiliate Disclosure
Last updated: June 12, 2026
Dibs on Cribs may earn a commission when you sign up for or purchase products through links on our site. This does not change the price you pay. We only recommend partners we believe are useful to Florida homebuyers.
Who we are
Dibs on Cribs LLC (“Dibs on Cribs,” “we,” “us”) operates dibsoncribs.com and related tools that help self-directed Florida homebuyers understand true cost of ownership, property risk, and offer strategy. We are a technology platform, not a licensed real estate brokerage, insurance agency, mortgage lender, or credit repair organization.
How affiliate relationships work
Some links on our site are affiliate links. If you click a link and complete a qualifying action (such as creating a free account, requesting a quote, or purchasing a product), we may receive compensation from the partner or an affiliate network (for example, Impact, Awin, or CJ Affiliate).
Compensation helps us build and maintain free and paid tools. It does not increase the price you pay for partner products, and partners do not dictate our data models, estimates, or editorial recommendations.
Types of partners we may link to
- Insurance marketplaces (e.g., Policygenius, Insurify, The Zebra) — home, flood, windstorm, auto, and renters quote comparisons through licensed third-party brokers.
- Credit and monitoring services (e.g., Credit Karma, myFICO, Experian) — credit scores and reports that may affect mortgage rate estimates shown in our tools.
- Mortgage lenders and marketplaces — rate shopping and pre-approval referrals (as we add these integrations).
Partner names and programs may change. We will update this page when we add or remove material affiliate relationships.
Insurance-specific disclosure
Insurance cost figures on Dibs on Cribs (including flood, windstorm, and homeowner’s estimates) are planning estimates only — not quotes, offers, or bindable premiums.
When you follow a link to compare quotes, you are leaving Dibs on Cribs and interacting with a licensed third-party marketplace or broker. We do not bind coverage, sell policies, or provide insurance advice. Availability, underwriting, and premiums depend on the insurer and Florida regulations. Flood and windstorm coverage in Florida often requires separate policies.
Credit-specific disclosure
Credit score tiers and rate examples in our calculators are illustrative. Actual mortgage rates depend on your full financial profile and lender underwriting. We do not pull your credit report unless you explicitly authorize a partner to do so on their own site.
We do not promote credit repair services or guarantee loan approval.
Editorial independence
Our offer recommendations, property intelligence, and cost estimates are generated from data sources (including property data, county records, FEMA, and our own models) — not from affiliate commissions. Affiliate links appear where they may help you act on information we already surfaced (for example, getting a flood quote after we show a flood zone).
We do not accept payment to rank properties, neighborhoods, or lenders in our core analysis tools.
FTC compliance
This disclosure is provided in accordance with the U.S. Federal Trade Commission’s guidelines on endorsements and testimonials (16 CFR Part 255). Material connections between Dibs on Cribs and commercial partners are disclosed here and, where space allows, adjacent to affiliate links on our product pages.
Questions
Contact us at support@dibsoncribs.com.