Hillsborough County flood zones by ZIP code

Flood risk in Hillsborough County changes sharply from one ZIP code to the next. This page compares all 48 residential ZIP codes we cover, using a housing-weighted sample of homes in each.

Across these ZIPs, about 23% of homes sit in a FEMA high-risk flood zone (A, AE or VE), where lenders require flood insurance on a federally backed mortgage. 10 of 48 ZIPs have under 10% of homes in those zones.

About 20% of homes are in hurricane evacuation zone A or B, the first ordered out for storm surge.

Area averages hide street-level differences: check a specific address for its exact FEMA zone, parcel elevation and evacuation zone.

Check a specific address

Hillsborough County ZIPs with the most homes in high-risk flood zones

33615 Tampa: 67% of homes
33572 Apollo Beach: 63% of homes
33616 Tampa: 63% of homes
33611 Tampa: 60% of homes
33635 Tampa: 57% of homes

Every Hillsborough County ZIP code

ZIP code	High-risk flood zone	Median elevation	Evac zone A/B
33510 Brandon	13%	51 ft	0%
33511 Brandon	20%	35 ft	0%
33527 Dover	27%	81 ft	0%
33534 Gibsonton	33%	15 ft	77%
33547 Lithia	7%	75 ft	0%
33548 Lutz	30%	77 ft	0%
33549 Lutz	33%	72 ft	0%
33556 Odessa	30%	53 ft	0%
33558 Lutz	43%	69 ft	0%
33563 Plant City	23%	133 ft	0%
33565 Plant City	37%	103 ft	0%
33566 Plant City	20%	131 ft	0%
33567 Plant City	30%	103 ft	0%
33569 Riverview	7%	65 ft	7%
33570 Ruskin	43%	10 ft	70%
33572 Apollo Beach	63%	8 ft	73%
33573 Sun City Center	13%	43 ft	7%
33579 Riverview	3%	86 ft	0%
33584 Seffner	20%	57 ft	0%
33592 Thonotosassa	10%	51 ft	0%
33594 Valrico	0%	83 ft	0%
33596 Valrico	17%	60 ft	3%
33598 Wimauma	10%	69 ft	13%
33602 Tampa	40%	13 ft	67%
33603 Tampa	20%	26 ft	20%
33604 Tampa	3%	34 ft	10%
33605 Tampa	13%	40 ft	10%
33606 Tampa	40%	17 ft	43%
33607 Tampa	20%	28 ft	27%
33609 Tampa	23%	20 ft	23%
33610 Tampa	3%	50 ft	7%
33611 Tampa	60%	9 ft	93%
33612 Tampa	10%	42 ft	0%
33613 Tampa	13%	51 ft	0%
33614 Tampa	7%	37 ft	0%
33615 Tampa	67%	9 ft	83%
33616 Tampa	63%	8 ft	97%
33617 Tampa	7%	50 ft	0%
33618 Tampa	13%	59 ft	0%
33619 Tampa	20%	21 ft	33%
33624 Tampa	7%	58 ft	0%
33625 Tampa	33%	36 ft	3%
33626 Tampa	33%	19 ft	40%
33629 Tampa	30%	15 ft	60%
33634 Tampa	50%	14 ft	63%
33635 Tampa	57%	9 ft	73%
33637 Tampa	7%	36 ft	3%
33647 Tampa	17%	63 ft	0%

Hillsborough County flood zones by ZIP code

Hillsborough County ZIPs with the most homes in high-risk flood zones

Every Hillsborough County ZIP code

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