Polk County flood zones by ZIP code
Flood risk in Polk County changes sharply from one ZIP code to the next. This page compares all 34 residential ZIP codes we cover, using a housing-weighted sample of homes in each.
Across these ZIPs, about 16% of homes sit in a FEMA high-risk flood zone (A, AE or VE), where lenders require flood insurance on a federally backed mortgage. 10 of 34 ZIPs have under 10% of homes in those zones.
About 2% of homes are in hurricane evacuation zone A or B, the first ordered out for storm surge.
Area averages hide street-level differences: check a specific address for its exact FEMA zone, parcel elevation and evacuation zone.
Polk County ZIPs with the most homes in high-risk flood zones
- 34759 Kissimmee: 43% of homes
- 33967 Fort Myers: 40% of homes
- 33811 Lakeland: 30% of homes
- 33827 Babson Park: 30% of homes
- 33868 Polk City: 27% of homes
Every Polk County ZIP code
| ZIP code | High-risk flood zone | Median elevation | Evac zone A/B |
|---|---|---|---|
| 33801 Lakeland | 10% | 143 ft | 0% |
| 33803 Lakeland | 10% | 161 ft | 0% |
| 33805 Lakeland | 0% | 156 ft | 0% |
| 33809 Lakeland | 10% | 154 ft | 0% |
| 33810 Lakeland | 7% | 164 ft | 0% |
| 33811 Lakeland | 30% | 116 ft | 0% |
| 33812 Lakeland | 0% | 135 ft | 0% |
| 33813 Lakeland | 13% | 174 ft | 0% |
| 33815 Lakeland | 7% | 157 ft | 0% |
| 33823 Auburndale | 10% | 148 ft | 0% |
| 33827 Babson Park | 30% | 143 ft | 0% |
| 33830 Bartow | 7% | 117 ft | 0% |
| 33837 Davenport | 17% | 127 ft | 0% |
| 33838 Dundee | 17% | 138 ft | 0% |
| 33839 Eagle Lake | 3% | 153 ft | 0% |
| 33841 Fort Meade | 3% | 131 ft | 0% |
| 33843 Frostproof | 20% | 128 ft | 0% |
| 33844 Haines City | 20% | 133 ft | 0% |
| 33850 Lake Alfred | 13% | 144 ft | 0% |
| 33853 Lake Wales | 7% | 145 ft | 0% |
| 33854 Fedhaven | 0% | 65 ft | 0% |
| 33856 Nalcrest | 0% | 69 ft | 0% |
| 33859 Lake Wales | 17% | 126 ft | 0% |
| 33860 Mulberry | 10% | 118 ft | 0% |
| 33868 Polk City | 27% | 146 ft | 0% |
| 33880 Winter Haven | 17% | 139 ft | 0% |
| 33881 Winter Haven | 17% | 139 ft | 0% |
| 33884 Winter Haven | 10% | 141 ft | 0% |
| 33896 Davenport | 17% | 121 ft | 0% |
| 33897 Davenport | 17% | 179 ft | 0% |
| 33898 Lake Wales | 23% | 107 ft | 0% |
| 33967 Fort Myers | 40% | 14 ft | 53% |
| 34714 Clermont | 20% | 123 ft | 0% |
| 34759 Kissimmee | 43% | 75 ft | 0% |