Pasco County flood zones by ZIP code
Flood risk in Pasco County changes sharply from one ZIP code to the next. This page compares all 24 residential ZIP codes we cover, using a housing-weighted sample of homes in each.
Across these ZIPs, about 29% of homes sit in a FEMA high-risk flood zone (A, AE or VE), where lenders require flood insurance on a federally backed mortgage. 1 of 24 ZIPs have under 10% of homes in those zones.
About 19% of homes are in hurricane evacuation zone A or B, the first ordered out for storm surge.
Area averages hide street-level differences: check a specific address for its exact FEMA zone, parcel elevation and evacuation zone.
Pasco County ZIPs with the most homes in high-risk flood zones
- 33545 Wesley Chapel: 50% of homes
- 33559 Lutz: 50% of homes
- 34654 New Port Richey: 50% of homes
- 34638 Land O Lakes: 47% of homes
- 34652 New Port Richey: 47% of homes
Every Pasco County ZIP code
| ZIP code | High-risk flood zone | Median elevation | Evac zone A/B |
|---|---|---|---|
| 33523 Dade City | 27% | 93 ft | 0% |
| 33525 Dade City | 33% | 116 ft | 0% |
| 33540 Zephyrhills | 10% | 92 ft | 0% |
| 33541 Zephyrhills | 13% | 92 ft | 0% |
| 33542 Zephyrhills | 17% | 92 ft | 0% |
| 33543 Zephyrhills | 33% | 80 ft | 0% |
| 33544 Zephyrhills | 43% | 81 ft | 0% |
| 33545 Wesley Chapel | 50% | 108 ft | 0% |
| 33559 Lutz | 50% | 72 ft | 0% |
| 33576 San Antonio | 37% | 99 ft | 0% |
| 33578 Riverview | 7% | 32 ft | 7% |
| 34610 Spring Hill | 20% | 65 ft | 0% |
| 34637 Land O Lakes | 27% | 86 ft | 0% |
| 34638 Land O Lakes | 47% | 70 ft | 0% |
| 34639 Land O Lakes | 37% | 80 ft | 0% |
| 34652 New Port Richey | 47% | 18 ft | 73% |
| 34653 New Port Richey | 17% | 28 ft | 27% |
| 34654 New Port Richey | 50% | 43 ft | 0% |
| 34655 New Port Richey | 37% | 32 ft | 7% |
| 34667 Hudson | 40% | 20 ft | 43% |
| 34668 Port Richey | 27% | 23 ft | 30% |
| 34669 Hudson | 13% | 40 ft | 0% |
| 34690 Holiday | 23% | 18 ft | 87% |
| 34691 Holiday | 23% | 15 ft | 100% |