Pinellas County flood zones by ZIP code
Flood risk in Pinellas County changes sharply from one ZIP code to the next. This page compares all 47 residential ZIP codes we cover, using a housing-weighted sample of homes in each.
Across these ZIPs, about 30% of homes sit in a FEMA high-risk flood zone (A, AE or VE), where lenders require flood insurance on a federally backed mortgage. 14 of 47 ZIPs have under 10% of homes in those zones.
About 29% of homes are in hurricane evacuation zone A or B, the first ordered out for storm surge.
Area averages hide street-level differences: check a specific address for its exact FEMA zone, parcel elevation and evacuation zone.
Pinellas County ZIPs with the most homes in high-risk flood zones
- 33706 St. Petersburg: 100% of homes
- 33716 St. Petersburg: 100% of homes
- 33785 Indian Rocks Beach: 100% of homes
- 33786 Belleair Beach: 100% of homes
- 33715 St. Petersburg: 97% of homes