ZIP 33785 Flood Zone Map & Elevation Check

Free Florida flood zone lookup for ZIP 33785 (Indian Rocks Beach, FL) — share of homes in FEMA high-risk flood zones, average ground elevation, and hurricane evacuation zones. Check any address for a parcel-level answer.

Flood risk in ZIP 33785 at a glance

ZIP 33785 is in Pinellas County with about 5,957 homes.
100% of homes are in a FEMA high-risk flood zone (A/AE/VE); the most common zone is Zone AE.
Average ground elevation is 5.3 ft, ranging from 1.1 ft to 8.3 ft.
87% of homes are in hurricane evacuation zone A or B, the first to evacuate for storm surge.

FEMA flood zones

Zone AE: 90% of homes
Zone AO: 10% of homes

Evacuation zones

Zone A: 87% of homes
Non-evac: 13% of homes

What this means for buyers in ZIP 33785

Most homes in ZIP 33785 are in a FEMA high-risk flood zone

Essentially all homes sit in a Special Flood Hazard Area (Zones A/AE/VE). Federally backed mortgages require flood insurance there — budget $800–$3,000+/yr, more in coastal VE zones.

Hurricane evacuation zones A/B

About 87% of homes are in evacuation zone A or B — first to evacuate for storm surge. Florida lenders commonly require windstorm coverage in these zones.

Low ground elevation

The typical home here sits under 6 ft above sea level, which leaves little margin against storm surge and king tides. Ask for an elevation certificate on any home you are serious about.

Estimated from 30 residential points across ZIP 33785, weighted by 2020 Census housing units, using FEMA NFHL flood zones, Florida Division of Emergency Management evacuation zones, and ground elevation. These are area averages — flood zones and elevation change street by street.

Check a specific ZIP 33785 address for its exact FEMA zone, parcel elevation, and evacuation zone.

Nearby Pinellas County ZIP codes

All Pinellas County ZIP codes compared