ZIP 33786 Flood Zone Map & Elevation Check

Free Florida flood zone lookup for ZIP 33786 (Belleair Beach, FL) — share of homes in FEMA high-risk flood zones, average ground elevation, and hurricane evacuation zones. Check any address for a parcel-level answer.

Flood risk in ZIP 33786 at a glance

ZIP 33786 is in Pinellas County with about 1,205 homes.
100% of homes are in a FEMA high-risk flood zone (A/AE/VE); the most common zone is Zone AE.
Average ground elevation is 5.6 ft, ranging from 3.1 ft to 7.5 ft.
93% of homes are in hurricane evacuation zone A or B, the first to evacuate for storm surge.

FEMA flood zones

Zone AE: 100% of homes

Evacuation zones

Zone A: 93% of homes
Non-evac: 7% of homes

What this means for buyers in ZIP 33786

Most homes in ZIP 33786 are in a FEMA high-risk flood zone

Essentially all homes sit in a Special Flood Hazard Area (Zones A/AE/VE). Federally backed mortgages require flood insurance there — budget $800–$3,000+/yr, more in coastal VE zones.

Hurricane evacuation zones A/B

About 93% of homes are in evacuation zone A or B — first to evacuate for storm surge. Florida lenders commonly require windstorm coverage in these zones.

Estimated from 30 residential points across ZIP 33786, weighted by 2020 Census housing units, using FEMA NFHL flood zones, Florida Division of Emergency Management evacuation zones, and ground elevation. These are area averages — flood zones and elevation change street by street.

Check a specific ZIP 33786 address for its exact FEMA zone, parcel elevation, and evacuation zone.

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